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Following are the rates of profit on various types of PLS Deposit for the period of six months ended December 31,,2024 declared by Habib Metropolitan Bank Limited, Head Office, Karachi.

============================================================================================================================
                                            Jul 01,2024 to         Aug 01,2024 to      Oct 01,2024 to         Dec 01,2024 to
                                            Jul 31,2024             Sep 30,2024         Nov 30,2024              Dec 31,2024
Saving Deposit - Individuals only             19.00%                  18.00%              16.00%                      13.50%
Habib Metro Multiplier Accounts               19.00%                  18.00%              16.00%                      13.50%
Habib Metro Asaan Account - Saving            19.00%                  18.00%              16.00%                      13.50%
Asaan Digital Savings Account                 19.00%                  18.00%              16.00%                      13.50%
Asaan Digital Remittance Saving Account       19.00%                  18.00%              16.00%                      13.50%
Freelancer Digital Saving Account             19.00%                  18.00%              16.00%                      13.50%
Habib Metro Ladies Savings Account            19.00%                  18.00%              16.00%                      13.50%
Habib Metro Rozana Munafa Savings Account     19.00%                  18.00%              16.00%                      13.50%
Roshan Digital Account (NRP RupeeValue
Account-Saving)                               19.00%                  18.00%              16.00%                      13.50%
============================================================================================================================

============================================================================================================================
                                            July 01,2024 to        Aug 01,2024 to      Oct 01,2024 to         Dec 01,2024 to
                                            Jul 31, 2024            Sep 30,2024         Nov 30,2024              Dec 31,2024
Habib Metro Saving Plus Account
- Individuals only
============================================================================================================================

============================================================================================================================
Upto Rs. 250,000/-                          19.00%                     18.00%              16.00%                     13.50%
Over Rs. 250,000/-                          19.25%                     18.25%              16.00%                     13.50%
Habib Metro Privilege 55 Plus               19.50%                     18.50%              16.50%                     14.00%
Habib Metro Junior Saver Accounts           19.00%                     18.00%              16.00%                     13.50%
============================================================================================================================

============================================================================================================================
                         Jul 01,2024 to   Aug 01,2024 to   Sep 13,2024 to   Oct 01,2024 to   Nov 06,2024 to   Dec 26,2024 to
                         Jul 31,2024       Sep 12,2024      Sep 30,2024      Nov 05,2024      Dec 25,2024        Dec 31,2024
SNTD
7 days                   18.00%               17.00%           14.00%           13.00%           9.00%                 7.00%
30 days and over         18.00%               17.00%           14.00%           13.00%           9.00%                 7.00%
Term/Fixed Deposits
1 Month                  18.00%               17.00%           14.00%           13.00%           9.00%                 7.00%
3 Months                 18.00%               17.00%           14.25%           13.25%           9.25%                 7.10%
6 Months                 18.00%               17.00%           14.50%           12.50%           8.50%                 7.15%
1 Year                   18.50%               17.50%           15.25%           12.25%           8.25%                 7.25%
2 Years                  14.50%               13.50%           14.50%           11.50%           7.50%                 7.00%
3 Years                  14.00%               13.00%           13.25%           11.15%           7.15%                 7.50%
4 Years                  13.50%               12.50%           13.10%           11.15%           7.15%                 7.75%
5 Years                  13.50%               12.50%           13.00%           11.15%           7.15%                 8.00%
============================================================================================================================

============================================================================================================================
Habib Metro Izafa Certificate
============================================================================================================================
                                 Jul 01,2024 to         Oct 29,2024 to      Nov 06,2024 to
                                 Oct 28,2024             Nov 05,2024         Dec 31,2024
                                 16.67%                                         12.50%                                10.00%
                                 (6 Years)                                    (8 Years)                           (10 Years)
============================================================================================================================

============================================================================================================================
Habib Metro Bharppor Munafa Scheme
============================================================================================================================
       Jul 01,2024 to         Aug 01,2024 to      Sep 13,2024 to      Oct 01,2024 to      Nov 06,2024 to      Dec 26,2024 to
       Jul 31,2024             Sep 12,2024         Sep 30,2024         Nov 05,2024         Dec 25,2024           Dec 31,2024
       18.50%                     17.50%              15.25%              12.25%              8.25%                    7.25%
       (1 Year)                  (1 Year)            (1 Year)            (1 Year)            (1 Year)               (1 Year)
============================================================================================================================

============================================================================================================================
Habib Metro Mahana Scheme
============================================================================================================================
              Jul 01,2024 to     Aug 01,2024 to    Sep 13,2024 to   Oct 01,2024 to      Nov 06,2024 to        Dec 26,2024 to
              Jul 31,2024         Sep 12,2024       Sep 30,2024      Nov 05,2024         Dec 25,2024             Dec 31,2024
1 Year        18.25%                 17.25%            14.25%           11.73%              7.75%                      7.00%
2 Years       14.25%                 13.25%            13.60%           10.84%              6.85%                      6.50%
3 Years       13.75%                 12.75%            12.45%           10.52%              6.50%                      6.75%
4 Years       13.50%                 12.50%            12.35%           10.52%              6.50%                      7.00%
5 Years       13.25%                 12.25%            12.25%           10.52%              6.50%                      7.25%
============================================================================================================================

============================================================================================================================
Habib Metro Premium Deposit Scheme
                                   Quarterly              Semi-Annually              Yearly
July 01,2024 to July 31,2024
1 Year                             18.35%                 18.45%                                                      19.50%
2 Years                            14.35%                 14.45%                                                      14.50%
3 Years                            13.85%                 13.95%                                                      14.00%
4 Years                            13.60%                 13.70%                                                      13.75%
5 Years                            13.35%                 13.45%                                                      13.50%

Aug 01,2024 to Sep 12,2024
1 Year                             17.35%                 17.45%                                                      18.50%
2 Years                            13.35%                 13.45%                                                      13.50%
3 Years                            12.85%                 12.95%                                                      13.00%
4 Years                            12.60%                 12.70%                                                      12.75%
5 Years                            12.35%                 12.45%                                                      12.50%
                                   Quarterly              Semi-Annually              Yearly
Sep 13,2024 to Sep 30,2024
1 Year                             14.40%                 14.70%                                                      15.25%
2 Years                            13.60%                 13.75%                                                      14.00%
3 Years                            12.50%                 12.55%                                                      12.70%
4 Years                            12.35%                 12.40%                                                      12.50%
5 Years                            12.25%                 12.30%                                                      12.35%
                                   Quarterly              Semi-Annually              Yearly
Oct 01,2024 to Nov 05,2024
1 Year                             11.87%                 12.07%                                                      12.25%
2 Years                            10.95%                 11.13%                                                      11.50%
3 Years                            10.63%                 10.80%                                                      11.15%
4 Years                            10.63%                 10.80%                                                      11.15%
5 Years                            10.63%                 10.80%                                                      11.15%

Nov 06,2024 to Dec 25,2024
1 Year                             7.85%                  8.00%                                                        8.25%
2 Years                            7.00%                  7.25%                                                        7.50%
3 Years                            6.50%                  6.80%                                                        7.15%
4 Years                            6.50%                  6.80%                                                        7.15%
5 Years                            6.50%                  6.80%                                                        7.15%
Dec 26,2024 to Dec 31,2024
1 Year                             7.10%                  7.20%                                                        7.25%
2 Years                            6.75%                  6.80%                                                        7.00%
3 Years                            7.00%                  7.25%                                                        7.50%
4 Years                            7.25%                  7.50%                                                        7.75%
5 Years                            7.50%                  7.75%                                                    8.00% -PR
============================================================================================================================

Copyright Business Recorder, 2025

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