LAHORE: The Punjab government has disbursed interest-free loans exceeding Rs191 billion to low-income households for house construction under the “Apni Chhat Apna Ghar” programme, officials said on Tuesday.
Director General Punjab Housing & Town Planning Agency (PHATA), Sikandar Zeeshan, shared the update while briefing Provincial Minister for Housing and Urban Development Bilal Yaseen on the progress of the flagship housing initiative and related departmental affairs.
During the briefing, it was revealed that financial assistance has so far been extended to 135,410 families, enabling them to construct their own homes. Over 91,000 housing units have already been completed, marking a significant milestone for the programme.
Officials further informed that approximately 42,000 houses are currently under construction and are expected to be completed within the ongoing fiscal year. In addition, arrangements are underway to extend interest-free loans to more than 12,000 additional families in the near future.
The minister noted that monthly recoveries exceeding Rs10 billion demonstrate the scheme’s operational transparency and financial sustainability. He added that the initiative has effectively translated the vision of home ownership into reality for low-income segments of society. According to official data, over 1.176 million applications have been received under the programme, reflecting growing public confidence in the government’s housing initiatives.
Copyright Business Recorder, 2026
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