ABHI MFB to establish super agent network across country

KARACHI: ABHI Microfinance Bank Ltd. (ABHI MFB) has entered into a strategic partnership with CBA, a powerhouse venture of EPL (PVT) Limited.

This mega-collaboration is uniquely positioned to drastically expand nationwide financial accessibility, accelerate digital innovation, and empower millions of retail merchants across the country.

Under this game-changing alliance, ABHI Microfinance Bank Ltd (Abhi MFB) will leverage CBA’s widespread digital footprint to deploy a secure, next-generation Super Agent Network and tailored Retailer Lending Solutions.

This collaboration directly addresses key financial hurdles facing Pakistan’s Micro, Small, and Medium Enterprises (MSMEs) by bridging the gap in business liquidity, formal credit, and branchless banking infrastructure.

This infrastructure deployment enhances financial interoperability, expanding branchless banking deep into urban and semi-urban hubs under a highly compliant operational framework:

According to statement, the network activates widespread real-time cash-in/cash-out services, digital transaction routing, and secure biometric account opening for underserved retail ecosystems.

To ensure stability, the framework dictates strict mutual safeguards. Either party can terminate the agreement immediately for an unrectified material breach (with a 30-day cure period) or provide 30 days’ written notice for termination without cause, ensuring all outstanding accounts are securely settled.

The partnership embeds instant digital credit facilities and essential working capital directly into CBA’s fast-growing merchant ecosystem, replacing traditional banking hurdles with a streamlined architecture.

Copyright Business Recorder, 2026