KARACHI: ABHI Microfinance Bank and Finleap Financial Services (Private) Limited have entered into a strategic partnership aimed at expanding access to digital loans and Buy Now, Pay Later (BNPL) solutions, a move that reflects a growing effort to address financial disparity and improve access to formal credit across Pakistan.
For many individuals and small households, limited access to timely and affordable financing continues to be a barrier to participation in the formal economy. This collaboration seeks to respond to that gap by exploring technology-enabled credit solutions that are simple, transparent, and aligned with the everyday financial realities of consumers. Through Finleap’s digital platform, Daira, the partnership aims to make short-tenure credit more accessible to those who have traditionally been underserved by conventional banking channels.
The collaboration brings together ABHI Microfinance Bank’s digital-first banking capabilities with Finleap’s technology-led lending model, with a shared emphasis on responsible innovation and customer protection. By widening access to structured digital credit, the partnership is expected to support greater financial resilience at the individual level, while also contributing to broader economic activity and inclusion.
While the partnership will progress in line with regulatory requirements and industry best practices, both organisations view this collaboration as a meaningful step toward strengthening Pakistan’s digital lending and embedded finance landscape—one that supports inclusive growth and helps bridge long-standing gaps in access to financial services.
Copyright Business Recorder, 2026
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