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Nadeem ul Haque

The saver pays—II
Opinion

The saver pays—II

Pakistan’s banks are strong, profitable and protected. Its financial system is shallow. Zafar Masud blames “the...
Published 21 Oct, 2026 02:29am
Who built the field?—I
Opinion

Who built the field?—I

I argued for bank privatization before it was fashionable. I would argue for it again. Nobody sensible wants back...
Updated 20 Oct, 2026 06:02am
Education without learning
Opinion

Education without learning

  • Pakistan's education crisis stems from deep-seated over-regulation and political control, stifling school autonomy and hindering the nation's ability to build an AI-ready workforce
Published 16 Oct, 2026 01:44pm
Colonial mindset
Opinion

Colonial mindset

Pakistan has been independent for nearly eight decades. The Union Jack came down, the British went home, and we...
Published 26 Aug, 2026 04:57am
Annual Plan defeatism
Opinion

Annual Plan defeatism

Every year Pakistan publishes an Annual Plan with growth targets, sectoral targets, investment targets, export...
Published 15 Jul, 2026 02:14am