Faysal Bank posted a consolidated profit after tax of Rs22.47 billion for the year ended December 31, 2025, nearly 6% lower than the Rs23.89 billion recorded in the same period of the previous year.
As per the financial results provided to the Pakistan Stock Exchange (PSX) on Thursday, Faysal Bank announced an earnings per share (EPS) of Rs14.80, as compared to EPS of Rs15.74 in SPLY.
In addition, the Board of Directors of Faysal Bank Limited announced final cash dividend for the year ended December 31, 2025 at Rs2 per share i.e. 20%. This is in addition to 15% interim cash dividend for the first quarter ended March 31, 2025, 15% interim cash dividend for the second quarter ended June 30, 2025 and 15% interim cash dividend for the third quarter ended September 30, 2025, already paid to the shareholders.
The net profit/return declined to Rs69.69 billion in 2025 from Rs80.56 billion in 2024, a decrease of over 13%.
However, the other income earned by the bank increased by 65% as it jumped to Rs32.37 billion in 2025 from Rs19.62 billion in SPLY.
Faysal Bank’s profit before tax clocked in at Rs48.27 billion in 2025, down nearly 7%.
During the period, Faysal Bank paid Rs25.8 billion in taxes.
Total assets rose to Rs1.8 trillion, supported by strong deposit growth. FABL’s total deposits increased 36.7% year-on-year to Rs1.43 trillion, with market share improving to 3.81% from 3.45%.
Current accounts grew 31.3% to Rs536 billion. Net financing expanded 37.6% to Rs872 billion, raising market share to 6.1% from 4.2%, while the ADR strengthened to 61.1%. The Bank’s Capital Adequacy Ratio stood at 14.0%, comfortably above regulatory requirements. Asset quality improved, with the infection ratio declining to 2.3% from 3.6% last year.
Chairman Mian Muhammad Younis said the results reflect the strength of FABL’s Islamic banking foundation, strategic direction, and customer trust.
President and CEO Yousaf Hussain added that FABL remains focused on innovation, prudent risk management, and sustainable growth through continued investment in its network, digital capabilities, and human capital.