MoU signed: Zindigi & DAT to advance integrated digital solutions

KARACHI: Zindigi, powered by JS Bank, and DAT AI Systems have signed a Memorandum of Understanding (MoU) to explore and jointly develop technology-led financial and digital solutions for government entities, educational institutions, corporates and other organizations.

The collaboration combines Zindigi’s digital banking and payment capabilities with DAT AI Systems’ technology expertise. Together, the two organizations will explore integrated solutions for digital payments, identity, fee collection, account and wallet services, disbursements and institutional operations.

Founded in 2023, DAT AI Systems is a Pakistan-based technology company developing AI- and messaging-enabled solutions for workforce management, data collection and real-time operations. Its technology has been deployed across large-scale public-sector initiatives in Pakistan.

The MoU was signed by Rao Umer Farooq, Head of International Business & Alliances at Zindigi, and Abubakar Umer, CEO of DAT AI Systems.

Commenting on the collaboration, Rao Umer Farooq said: “Pakistan’s next phase of digital transformation will be shaped by solutions that seamlessly connect technology, identity and financial services. Our collaboration with DAT AI Systems will help us develop practical solutions that respond to the evolving needs of institutions and their customers.”

Abubakar Umer said: “Our collaboration with Zindigi brings together complementary strengths in technology and financial infrastructure. By combining locally relevant technology with strong digital financial capabilities, we see significant potential to create practical and scalable solutions designed for the Pakistani market.”

Copyright Business Recorder, 2026