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OTP Deputy Chief Executive Laszlo Bencsik told reporters that the bank's interest income will decline as a result, while at the same time it will probably benefit the bank's non-performing loan rates and its risk costs will also decline. The bank, emerging Europe's largest lender, posted a rare loss in the fourth quarter on a string of one-off items. OTP shares traded at 3,755 forints at 0922 GMT, up 1.5 percent, against a 1 percent gain in the wider market.