Print Print edition: 2012-01-27

BoP declares PLS profit rates

Published Updated

The Bank of Punjab has declared the following profit rates on its various PLS schemes for the 3rd and 4th quarters of the year 2011.



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CATEGORY Rate Per Annum
01.07.2011 01.10.2011
to 30.09.2011 to 31.12.2011
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1. Short Notice Time Deposits:
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SNTD 07 days 0.50% 0.50%
SNTD 30 days 1.00% 1.00%
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2. Saving Bank Account: 5.00% 5.00%
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3. PLS Term Deposits:
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TDR-01 Month 1.00% 1.00%
TDR-02 Months 1.00% 1.00%
TDR-03 Months 1.25% 1.25%
TDR-06 Months 1.50% 1.50%
TDR-01 Year 1.75% 1.75%
TDR-02 Years 1.75% 1.75%
TDR-03 Years 2.00% 2.00%
TDR-04 Years 2.00% 2.00%
TDR-05 Years 2.50% 2.50%
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4. Monthly Income Scheme (on outstanding balances) 1.50% 1.50%
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5. Prize Saving Scheme (on outstanding balances) - -
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6. Saving Profit Plus Account:
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General Customers: 5.00% 5.00%
Financial Institutions: 5.00% 5.00%
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7. Corporate Premier Account:
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General Customers:
Up to Rs 50.000 (m) 5.00% 5.00%
Rs 50.000 (m) & above but below Rs 100.000 (m) 5.25% 5.25%
Rs 100.000 (m) & above but below Rs 200.000 (m) 5.50% 5.50%
Rs 200.000 (m) & above but below Rs 500.000 (m) 5.50% 5.50%
Rs 500.000 (m) & above but below Rs 1,000.000 (m) 6.00% 6.00%
Rs 1,000.000 (m) & above 6.10% 6.10%
Autonomous Bodies:
Below RS..2,000.000 (m) 5.00% 5.00%
RS.2,000.000 (m) & above 5.50% 5.50%
01.07.2011 01.10.2011
to 30.09.2011 to 31.12.2011
Listed PSEs:
Up to Rs 50.000 (m) 5.00% 5.00%
Rs 50.000 (m) & above but below Rs 500.000 (m) 5.50% 5.50%
Rs 500.000 (m) & above but below Rs 1,000.000 (m) 6.00% 6.00%
Rs 1,000.000 (m) & above 6.10% 6.10%
National Defence Institutions/
Listed PSEs /Provident/Superannuation Fund:
Rs 500.000 (m) & above 6.25% 6.25%
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8. Corporate Premier Term Account:
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General Corporate Entities
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01 Month 5.00% 5.00%
03 Months 5.50% 5.50%
06 Months 5.75% 5.75%
01 Year 6.00% 6.00%
05 years & above 6.50% 6.50%
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09. PLS Supreme Saving Account 5.00% 5.00%
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10. Senior Citizens Saving Account upto 31/10/2011
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Upto Rs 200,000/- 5.00% 5.00%
Rs 200,001/- to Rs 400,000/- 7.00% 7.00%
Rs 400,001/- to Rs 500,000/- 8.00% 8.00%
Over Rs 500,000/- 5.00% 5.00%
Deposits booked w.e.f 01/11/2011
Upto Rs 200,000/- 5.00%
Upto Rs 200,001/- to Rs 400,000/- 7.00%
Over Rs 400,001/- 8.00%
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11. Gharayloo Saving Account up to 31.10.2011
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Upto Rs 10,000/- 5.00% 5.00%
Rs 10,001/- to Rs 250,000/- 7.25% 7.25%
Over Rs 250,000/- 5.00% 5.00%
Deposits booked w.e.f 01/11/2011
Upto Rs 10,000/- 5.00%
Over Rs 10001/- 7.25%
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12. Ziada Munafa Saving Account
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Upto Rs 400,000/- 5.00% 5.00%
Rs 400,001/- to Rs 500,000/- 7.50% 7.50%
Over Rs 500,000/- 5.00% 5.00%
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13. PLS Saving Bank - Staff Accounts:
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(on daily product basis) 5.00% 5.00%
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01.07.2011 01.10.2011
to 30.09.2011 to 31.12.2011
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14. Munafa Hi Munafa.
Munafa Hi Munafa Term Account - I :
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(Profit Payment on Maturity)
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03 Months (Minimum deposit Rs 200,000/-) 5.50% 5.50%
06 Months (Minimum deposit Rs 200,000/-) 7.50% 7.50%
01 Year & above:
Rs 200,000/- to Rs 1,000,000/- 8.50% 8.50%
Above Rs 1,000,000/- 9.00% 9.00%
Munafa Hi Munafa Term Account - II :
(Profit Payment on Monthly Basis)
03 Months (Minimum deposit Rs 200,000/-) 5.00% 5.00%
06 Months (Minimum deposit Rs 200,000/-) 7.00% 7.00%
01 Year & above:
Rs 200,000/- to Rs 1,000,000/- 8.00% 8.00%
Above Rs 1,000,000/- 8.50% 8.50%
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Munafa Hi Munafa Term Account - III :
(Minimum Deposit Rs 100,000/- w.e.f. 9th October 2006)
Deposits Booked up to 31.05.2007
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05 Years 11.00% 11.00%
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Deposits Booked w.e.f. 01.06.2007 to 30.09.2007
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04 Years 10.40% -
05 Years 10.50% 10.50%
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Deposits Booked w.e.f. 01.10.2007 to 31.08.2008
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03 Years 10.10% -
04 Years 10.25% 10.25%
05 Years 10.35% 10.35%
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Deposits Booked w.e.f. 01.09.2008 to 01.05.2009
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03 Years 13.10% 13.10%
04 Years 13.25% 13.25%
05 Years 13.35% 13.35%
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Deposits Booked w.e.f 26.04.2010 to 31.07.2010
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01 Year 11.40%
02 Years 11.60% 11.60%
01.07.2011 01.10.2011
to 30.09.2011 to 31.12.2011
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Deposits Booked w.e.f 01.08.2010 to 10.10.2011
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01 Month 7.00% 7.00%
03 Months 8.75% 8.75%
06 Months 9.25% 9.25%
01 Year 11.15% 11.15%
02 Years 11.35% 11.35%
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Deposits Booked w.e.f 11.10.2011
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01 Month 7.00%
03 Months 8.75%
06 Months 9.25%
1 Year 10.50%
2 Years 10.60%
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15. BOP Bai Misaal Term Deposit:
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(Minimum Deposits Rs 100,000/- Profit payable at maturity)
Deposits Booked up to 31.08.2008
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03 Years 10.50%
04 Years 10.65% 10.65%
05 Years 10.75% 10.75%
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Deposits Booked w.e.f. 01.09.2008 to 26.07.2009
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02 Years 12.75%
03 Years 13.50% 13.50%
04 Years 13.65% 13.65%
05 Years 14.75% 14.75%
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Deposits Booked w.e.f 26.04.2010 to 10.10.2011
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02 Years 12.25% 12.25%
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Deposits Booked w.e.f 11.10.2011
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1 Year 11.00%
2 Years 11.15%
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Advance Profit Amount on Deposit of Rs 100,000/- (Rs )
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01.07.2011 01.10.2011
to 30.09.2011 to 31.12.2011
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16. Pehlay Munafa Scheme
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(Minimum Deposit Rs 50,000/- profit payable in advance)
Deposits Booked w.e.f. 01.08.2010 to 10.10.2011
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03 Months 2,220/- 2,220/-
06 Months 4,600/- 4,600/-
12 Months 10,350/- 10,350/-
15 Months 12,800/- 12,800/-
18 Months 14,000/- 14,000/-
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Deposits Booked w.e.f 11.10.2011
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03 Months 2,220/-
06 Months 4,600/-
12 Months 9,900/-
15 Months 11,875/-
18 Months 13,650/-
Rate Per Annum
01.07.2011 01.10.2011
to 30.09.2011 to 31.12.2011
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17. BOP Kisan Dost Term Deposit
w.e.f 19.05.2010 to 10.10.2011
(Minimum Deposit Rs 100,000/-
profit payable on maturity)
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06 Months 11.00% 11.00%
01 Year 12.00% 12.00%
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Deposits booked w.e.f 11.10.2011
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06 Months 10.00% -
01 Year 11.00% -
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18. BOP Senior Citizen Term Deposit
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w.e.f 21.05.2010 to 31.07.2010
(Minimum Deposit Rs 100,000/
Maximum Deposit Rs 3,000,000/-
profit payable on monthly basis)
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01 Year 12.00% -
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Deposits booked w.e.f 01.08.2010 to 10.10.2011
(Minimum Deposit Rs 100,000/- Maximum Deposit
Rs 3,000,000/- profit payable on monthly basis)
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01 Year 11.50% 11.50%
Deposits booked w.e.f 11.10.2011
01 Year 10.75% -
19. BOP Young Lion Savings Account
On daily product basis 6.00% 6.00%
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-PR