Print Print edition: 2011-07-29

Bank of Punjab declares profit rates

Published Updated

The Bank of Punjab has declared the following profit rates on its various PLS Schemes for the 1st and 2nd quarters of the year 2011.



=========================================================================
CATEGORY Rate Per Annum
01.01.2011 01.04.2011
to 31.03.2011 to 30.06.2011
=========================================================================
1. Short Notice Time Deposits:
-------------------------------------------------------------------------
SNTD 07 days 0.50% 0.50%
SNTD 30 days 1.00% 1.00%
-------------------------------------------------------------------------
2. Saving Bank Account: 5.00% 5.00%
-------------------------------------------------------------------------
3. PLS Term Deposits:
-------------------------------------------------------------------------
TDR-01 Month 1.00% 1.00%
TDR-02 Months 1.00% 1.00%
TDR-03 Months 1.25% 1.25%
TDR-06 Months 1.50% 1.50%
TDR-01 Year 1.75% 1.75%
TDR-02 Years 1.75% 1.75%
TDR-03 Years 2.00% 2.00%
TDR-04 Years 2.00% 2.00%
TDR-05 Years 2.50% 2.50%
-------------------------------------------------------------------------
4. Monthly Income Scheme
-------------------------------------------------------------------------
(on outstanding balances) 1.50% 1.50%
-------------------------------------------------------------------------
5. Prize Saving Scheme
(on outstanding balances) - -
-------------------------------------------------------------------------
6. Saving Profit Plus Account:
-------------------------------------------------------------------------
General Customers: 5.00% 5.00%
Financial Institutions: 5.00% 5.00%
-------------------------------------------------------------------------
7. Corporate Premier Account:
-------------------------------------------------------------------------
General Customers:
-------------------------------------------------------------------------
Up to Rs 50.000 (m) 5.00% 5.00%
Rs 50.000 (m) & above
but below Rs 100.000 (m) 5.25% 5.25%
Rs 100.000 (m) & above
but below Rs 200.000 (m) 5.50% 5.50%
Rs 200.000 (m) & above
but below Rs 500.000 (m) 5.50% 5.50%
Rs 500.000 (m) & above
but below Rs 1,000.000 (m) 6.00% 6.00%
Rs 1,000.000 (m) & above 6.10% 6.10%
Autonomous Bodies:
Below RS..2,000.000 (m) 5.00% 5.00%
Rs 2,000.000 (m) & above 5.50% 5.50%
Listed PSEs:
Up to Rs 50.000 (m) 5.00% 5.00%
Rs 50.000 (m) & above
but below Rs 500.000 (m) 5.50% 5.50%
Rs 500.000 (m) & above
but below Rs 1,000.000 (m) 6.00% 6.00%
Rs 1,000.000 (m) & above 6.10% 6.10%
National Defence Institutions/
Listed PSEs /Provident/Superannuation Fund:
Rs 500.000 (m) & above 6.25% 6.25%
-------------------------------------------------------------------------
8. Corporate Premier Term Account:
-------------------------------------------------------------------------
General Corporate Entities

01 Month 5.00% 5.00%
03 Months 5.50% 5.50%
06 Months 5.75% 5.75%
01 Year 6.00% 6.00%
05 years & above 6.50% 6.50%
-------------------------------------------------------------------------
09. PLS Supreme Saving Account 5.00% 5.00%
-------------------------------------------------------------------------
10. Senior Citizens Saving Account
-------------------------------------------------------------------------
Upto Rs 200,000/- 5.00% 5.00%
Rs 200,001/- to Rs 400,000/- 7.00% 7.00%
Rs 400,001/- to Rs 500,000/- 8.00% 8.00%
Over Rs 500,000/- 5.00% 5.00%
-------------------------------------------------------------------------
11. Gharayloo Saving Account
-------------------------------------------------------------------------
Upto Rs 10,000/- 5.00% 5.00%
Rs 10,001/- to Rs 250,000/- 7.25% 7.25%
Over Rs 250,000/- 5.00% 5.00%
-------------------------------------------------------------------------
12. Ziada Munafa Saving Account
-------------------------------------------------------------------------
Upto Rs 400,000/- 5.00% 5.00%
Rs 400,001/- to Rs 500,000/- 7.50% 7.50%
Over Rs 500,000/- 5.00% 5.00%
-------------------------------------------------------------------------
13. PLS Saving Bank - Staff Accounts:
-------------------------------------------------------------------------
(on daily product basis) 5.00% 5.00%
-------------------------------------------------------------------------
14. Munafa Hi Munafa.
-------------------------------------------------------------------------
Munafa Hi Munafa Term Account - I :
-------------------------------------------------------------------------
(Profit Payment on Maturity or Announcement
of Profit whichever is earlier)
-------------------------------------------------------------------------
03 Months (Minimum deposit Rs 200,000/-) 5.50% 5.50%
06 Months (Minimum deposit Rs 200,000/-) 7.50% 7.50%
-------------------------------------------------------------------------
01 Year & above:
-------------------------------------------------------------------------
Rs 200,000/- to Rs 1,000,000/- 8.50% 8.50%
Above Rs 1,000,000/- 9.00% 9.00%
-------------------------------------------------------------------------
Munafa Hi Munafa Term Account - II :
-------------------------------------------------------------------------
(Profit Payment on Monthly Basis)
03 Months (Minimum deposit Rs 200,000/-) 5.00% 5.00%
06 Months (Minimum deposit Rs 200,000/-) 7.00% 7.00%
-------------------------------------------------------------------------
01 Year & above:
-------------------------------------------------------------------------
Rs 200,000/- to Rs 1,000,000/- 8.00% 8.00%
Above Rs 1,000,000/- 8.50% 8.50%
-------------------------------------------------------------------------
Munafa Hi Munafa Term Account - III :
-------------------------------------------------------------------------
(Minimum Deposit Rs 100,000/-
w.e.f. 9th October 2006)
-------------------------------------------------------------------------
Deposits Booked up to 31.05.2007
-------------------------------------------------------------------------
04 Years 10.75% 10.75%
05 Years 11.00% 11.00%
Deposits Booked w.e.f. 01.06.2007
to 30.09.2007
04 Years 10.40% 10.40%
05 Years 10.50% 10.50%
Deposits Booked w.e.f. 01.10.2007
to 31.08.2008
03 Years 10.10% 10.10%
04 Years 10.25% 10.25%
05 Years 10.35% 10.35%
Deposits Booked w.e.f. 01.09.2008
to 01.05.2009
02 Years 12.50% 12.50%
03 Years 13.10% 13.10%
04 Years 13.25% 13.25%
05 Years 13.35% 13.35%
Deposits Booked w.e.f. 27.07.2009
to 25.04.2010
01 Year 10.00% 10.00%
Deposits Booked w.e.f 26.04.2010
to 31.07.2010
06 Months 9.25% 9.25%
01 Year 11.40% 11.40%
02 Years 11.60% 11.60%
Deposits Booked w.e.f 01.08.2010
01 Month 7.00% 7.00%
03 Months 8.75% 8.75%
06 Months 9.25% 9.25%
01 Year 11.15% 11.15%
02 Years 11.35% 11.35%
-------------------------------------------------------------------------
15. BOP Bai Misaal Term Deposit:
-------------------------------------------------------------------------
(Minimum Deposits Rs 100,000/-
Profit payable at maturity)
-------------------------------------------------------------------------
Deposits Booked up to 31.08.2008
-------------------------------------------------------------------------
03 Years 10.50% 10.50%
04 Years 10.65% 10.65%
05 Years 10.75% 10.75%
Deposits Booked w.e.f. 01.09.2008
to 26.07.2009
02 Years 12.75% 12.75%
03 Years 13.50% 13.50%
04 Years 13.65% 13.65%
05 Years 14.75% 14.75%
Deposits Booked w.e.f.27.07.2009
to 25.04.2010
01 Year 11.50% 11.50%
Deposits Booked w.e.f 26.04.2010
01 Year 12.00% 12.00%
02 Years 12.25% 12.25%
-------------------------------------------------------------------------
Advance Profit Amount on
Deposit of Rs 100,000/- (Rs )
-------------------------------------------------------------------------
16. Pehlay Munafa Scheme
-------------------------------------------------------------------------
(Minimum Deposit Rs 50,000/-
profit payable in advance)
Deposits Booked up to 31.07.2010
-------------------------------------------------------------------------
06 Months 5,000/- 5,000/-
Deposits Booked w.e.f. 01.08.2010
03 Months 2,220/- 2,220/-
06 Months 4,600/- 4,600/-
12 Months 10,350/- 10,350/-
15 Months 12,800/- 12,800/-
18 Months 14,000/- 14,000/-
-------------------------------------------------------------------------
17. BOP Kisan Dost Term Deposit
w.e.f 19.05.2010
-------------------------------------------------------------------------
(Minimum Deposit Rs 100,000/-
profit payable on maturity)
-------------------------------------------------------------------------
06 Months 11.00% 11.00%
01 Year 12.00% 12.00%
-------------------------------------------------------------------------
18. BOP Senior Citizen Term Deposit
w.e.f 21.05.2010 to 31.07.2010
-------------------------------------------------------------------------
(Minimum Deposit Rs 100,000/ Maximum Deposit
Rs 3,000,000/- profit payable on monthly basis)
-------------------------------------------------------------------------
01 Year 12.00% 12.00%
-------------------------------------------------------------------------
18. BOP Senior Citizen Term Deposit w.e.f 01.08.2010
-------------------------------------------------------------------------
(Minimum Deposit Rs 100,000/- Maximum Deposit
Rs 3,000,000/- profit payable on monthly basis)
-------------------------------------------------------------------------
01 Year 11.50% 11.50%
-------------------------------------------------------------------------
19. BOP Young Lion Savings Account
-------------------------------------------------------------------------
On daily product basis 6.00% 6.00%
=========================================================================


-PR