BR Research

UBL going great guns

Come rain or sunshine, the top five big banks in Pakistan reap hefty returns to shareholders. United Bank Limited (UBL), the third largest c
Published August 1, 2011 Updated August 1, 2011 12:00am

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United Bank Limited
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Rs (mn)                               1HCY11    1HCY10       chg
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Mark-up earned                         34058     28480       20%
Mark-up expensed                      (14747)   (11877)      24%
Net mark-up income                     19311     16603       16%
Provisioning                           (4923)    (4094)      20%
Net mark-up income after provisions    14389     12510       15%
Other income                            5899      4728       25%
Operating revenues                     25210     21332       18%
Other expenses                        (10058)    (8673)      16%
Profit before taxation                 10229      8565       19%
Profit after taxation                   6705      5201       29%
EPS (Rs)                                5.48      4.25         -
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Source: Company Accounts
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