KARACHI: Botim, the UAE’s leading fintech platform, has collaborated with Mastercard to launch region’s first all-in-one card with Mastercard One Credential. This launch also marks the first rollout of the solution in the UAE and across Eastern Europe, the Middle East, and Africa (EEMEA), strengthening the companies’ commitment to product innovation.
Mastercard One Credential links one payment product to multiple funding sources through a seamless digital interface. Eligible users can switch between prepaid balances and credit funding, giving them more ways to pay without needing a separate card.
The launch responds to consumer demand for flexible payments. According to Mastercard’s global consumer research, 83 percent of UAE consumers surveyed said they would use card installments through One Credential. The research also highlighted the appeal of bringing multiple payment options together in one capability, giving consumers greater convenience, and control over everyday spending.
For first-time credit users, the solution offers a simpler entry point by embedding credit access into an existing card experience. Botim cardholders can also access funds across multiple currencies and convert any purchase into simple, flexible installments, increasing purchasing power while providing clearer visibility over card transactions and financial management.
This new prepaid and installment proposition marks the first milestone in the collaboration’s broader roadmap. It lays out the groundwork for future Botim card propositions and additional payment use cases designed to broaden the ways customers can pay.
Copyright Business Recorder, 2026
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