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BANK ALFALAH LIMITED
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(Rs mn)                             1HCY12     1HCY11    chg
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Mark-up Earned                      22,743     21,377     6%
Mark-up Expensed                   (13,624)   (12,540)    9%
Net Markup Income                    9,119      8,837     3%
Provisioning                          (980)    (1,664)  -41%
Net Mark-up income after provisions  8,140      7,173    13%
Non mark-up income                   3,079      2,749    12%
Operating revenues                  12,199     11,585     5%
Other  expenses                     (7,640)    (6,847)   12%
Profit before taxation               3,579      3,074    16%
Profit after taxation                2,327      1,908    22%
EPS (Rs)                              1.72      8.17
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Source: Company Accounts