I am delighted to share that Standard Chartered celebrates its 150 th anniversary in Pakistan this year. Celebrating 150th anniversary is an occasion of incredible pride. We have been with Pakistan, witnessing and participating in its transformation, and nothing conveys our commitment to this remarkable country more than the fact that we have made it this far. Our bond with the Indo-Pak subcontinent is a strong one. In 1863 we established our first presence in Karachi. We are proud to be operating in Pakistan as the largest and oldest international bank. Standard Chartered has been a key player in contributing towards the economic growth and development of the sixth most populous country in the world. Today, our branch network covers more than 25 cities, showcasing the Standard Chartered trustmark and delivering on our brand promise - Here for good. Our journey has been partnered through support from our people, investor, clients, customers and regulators. Thank you for believing in our ability to contribute towards growth and development in Pakistan. We hope to continue to deliver on your expectations with our deep rooted local knowledge while leveraging our global expertise.