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Supplements: 13th International-e-Banking Conference and Exhibition - April 23, 2015 Karachi

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Pakistan is experiencing an evolution phase in digital financial inclusion. The role of technology in achieving the strategic objective of National financial Inclusion cannot be underestimated. The alternate delivery channels like e-banking and branchless banking have emerged as supporting pillars of SBP's vision for inclusive financial sector development.

I take this opportunity to congratulate the team at Total Communications for organising the 13th consecutive E-Banking conference. There is no doubt that this conference is amongst the biggest and most anticipated banking event in our country.
Only 62% of the world's adults are banked, as per World Bank recent study. In 2011, the total percentage was just 51%. This recent growth in the financial inclusion is result of massive technological development in the global financial industry.
We're delighted to be part this year's e-Banking Conference and Exhibition, this is an important event that gathers industry experts and provides a platform to share knowledge and insights from the region. As always I'm sure this event will be a resounding success. Technology has broken all sorts of barriers; today we see technology integrated with each and every aspect of our daily lives, be it the way we communicate, the way we commute, to the way we save and the way we spend. Technology is everywhere making every day that much easier.
I would like this opportunity to congratulate Total Communications for organising the 13th EBanking Conference and Exhibition. Indeed this platform has proved invaluable to the contribution in the electronic payments space of Pakistan.
When many providers are offering similar products and services, how can a business differentiate itself from the other providers and attract and retain its customer base?
We would like to thank Mr Faisal Raheem and Total Communications for hosting the 13th consecutive industry event for e-banking. This is their second event of the year that Inov8 is participating in, and it is clear that Total Communications is setting the benchmark for events in the financial services sector.
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Banking Review 2014


Annual2013/14
Foreign Debt $61.805bn
Per Cap Income $1,386
GDP Growth 4.14%
Average CPI 8.6%
MonthlyMarch
Trade Balance $-1.586 bln
Exports $1.932 bln
Imports $3.518 bln
WeeklyApril 16, 2015
Reserves $16.818 bln