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Prime Minister's Small Business Loan Scheme: Smeda completes 50 fresh pre-feasibility studies

The Small and Medium Enterprises Development Authority (Smeda) has completed 50 fresh pre-feasibility studies for Prime Minister's Small Business Loan Scheme recently announced for young entrepreneurs with an allocated budget of rupee five billion for the year 2013-14. All of these pre-feasibility studies have been made available free of cost on Smeda's website for utilisation of the youth desiring to of the scheme.

This is first time in history of Smeda that such a huge number of pre-feasibility studies have been compiled in the record time of 15 days only, a spokesman said. He added that pre-feasibility studies developed by Smeda cover 15 major and potential business areas including agri-processing, chemical, construction, dairy & livestock, energy, fisheries, food, furniture, gems & jewellery, horticulture, leather, marble, mineral, services and textile.

As many as 50 businesses, which have been developed transformed into pre-feasibility studies include; seed oil extraction unit (cotton seed), rose water, honey production, processing, packing and marketing, injection moulding plastic products, light weight roof tile manufacturing unit, interior designing and landscaping, goat fattening farm, sheep fattening farm, calf fattening farm, camel farming, dairy farm, layer farming, meat shop, poultry farm, veterinary clinic, fodder production & trading company, UPS & stabiliser assembling unit, inland fish farming, shrimp farming, bakery & confectionery, wooden furniture manufacturing unit, gemstone lapidary, cut flower farm (gladiolus, marigold), cut flower farm (Rose), flower shop, off-season vegetables farming (high tunnel), off-season vegetables farming (low tunnel), salt products, pickle production, processing, packaging & marketing, spices processing, packing & marketing, leather goods manufacturing unit (wallets), marble & onyx products manufacturing, marble mosaic development centre, marble tiles manufacturing unit, stone crushing, day care centre, beauty clinic, driving school, footwear retail outlet, subcontract workshop facility, fast food restaurant, catering & decorating services, direct marketing, security agency, small to medium scale distribution agency, montessori school, gaming zone, medical store, boutique and hand made carpet manufacturing.

It is notable that Prime Minister's 'Small Business Loans Scheme', for young entrepreneurs, with an allocated budget of rupee five billion for the year 2013-14, is designed to provide subsidised financing at 8 per cent mark-up per annum for 100,000 beneficiaries, through designated financial institutions, initially through National Bank of Pakistan (NBP) and First Women Bank Ltd (FWBL). Small business loans with tenure up to 7 years, and a debt : equity of 90 : 10 will be disbursed to SME beneficiaries across Pakistan, covering; Punjab, Sindh, KP, Balochistan, GB, Azad Jammu & Kashmir and Federally Administered Tribal Areas (Fata), the spokesman added.

Copyright Business Recorder, 2013


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