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In this interview with BR Research, the seasoned banker talks about how HMB plans to strengthen its core operations of being a trade finance bank, yet tap its corporate clients for consumer banking. The bank is also eyeing to increase its footprint in Islamic banking market. Below are edited transcripts of that sit-down.

The mismanagement of wheat economy is no surprise. Pakistan has been enjoying a surplus of wheat for the past couple of years, but there are insufficient and inadequate storage facilities for the surplus stock, which is now going bad. Moreover, thanks to high support prices, it can't be exported either.
Founded as 1946 as Orient Airways, turned into Pakistan International Airline Corporation established in 1955 has been operating passenger and cargo services over 23 domestic and 30 international destinations over 27 countries around the globe. Pakistan International Airline has a long history of milestones; it was first Asian airline which started operating jet aircraft Boeing 737. Today PIA has a fleet size more than 25 and 10 more will be added soon.
Shabbir Tiled & Ceramics Limited (STCL) was founded by the House of Habib in 1978. It was a technical and strategic collaboration between the House of Habib and Agrob Anlagenbau GmbH of West Germany and STCL was the first and only private sector company which made ceramics in Pakistan. The company, therefore, gets the credit of setting up ceramic industry in the country and in three decades it has transformed the way Pakistan makes its houses.
Mohammad Wasi Khan is Country Business Head of Byco Group which owns and operates two oil refineries and an OMC in Pakistan. In addition to that he is also CEO Byco Asia, based in Dubai.
Pervez Said is no stranger to adversity. In his 33 year-long career, he has worked with 10 different organizations, having served as chief executive at four different institutions. He is considered to be the pioneer of Islamic banking in the country due to his instrumental role at the State Bank of Pakistan in the formative years of Islamic banking.
Pakistan Refinery Limited, a player in the downstream oil and gas sector, was incorporated as a public limited company more than 50 years ago; it is listed on the two stock exchanges, KSE and LSE. The hydro-skimming refinery designed with the ability to process local and imported crude, is located in Karachi.

 



 
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Banking Review 2014


Annual2013/14
Foreign Debt $61.805bn
Per Cap Income $1,386
GDP Growth 4.14%
Average CPI 8.6%
MonthlyMarch
Trade Balance $-1.586 bln
Exports $1.932 bln
Imports $3.518 bln
WeeklyApril 16, 2015
Reserves $16.818 bln